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If you go a Volvo or BMW you will most likely need to factor in expensive service and parts costs. Heard some horror stories on parts and service prices on both brands.
Might not be in your thoughts but a Ford Territory Diesel is quite a good vehicle. My boss has the latest model which may be the last model made which he bought as a demo for a steal and we haul the full tow rating with it regularly (tri-axle trailer full of building supplies like plaster, bricks, timber and steel). Drives great, not bad on fuel and has plenty of bells and whistles. It drives more like a car than a SUV.
I personally have a Toyota Landcruiser 4wd and wouldn't swap it for anything but it wont suit everyone, drives more like a car than a 4wd and I have driven a lot of different utes and 4wd vehicles.
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